(JPM) are also trying to get a piece fo the action. Wells Fargo, the second largest small business loan player after Bank of America Corp. (BAC), launched FastFlex, an online fast-decision small business loan offering, in May 2016. The bank, which serves more than three million small business customers, had set a five-year, $100 billion lending target to serve small businesses. Wells Fargo offers loans in range of $10,000 to $35,000 at rates ranging between 13.99% to 22.99%. With an increasing growth in the portfolio of small business loans, JP Morgan tied up with On Deck Capital Inc. (ONDK) in December 2015 to offer small amount business loans to its four million small-business customers, at total amounts up to $250,00 While smaller-sized business loans can bring in higher yields, they often carry higher operational overhead costs for large financial institutions.
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